Product Auditor Remote Job at Moniepoint

About Moniepoint

Moniepoint offers payment solutions and financial services, including Product Auditor Remote.

Moniepoint Inc. is Africa’s all-in-one financial platform.

Additionally, it helps 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools.

Additionally, Product Auditor Remote supports this scale.

Moreover, as Nigeria’s largest merchant acquirer, Moniepoint powers most of the country’s point-of-sale (POS) transactions for Product Auditor Remote.

Through its subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.

Product Auditor Remote supports governance and compliance.

About the Role

This Product Auditor Remote role provides independent assurance over the design, implementation, and operating effectiveness of product controls.

These controls cover payments, wallets, settlements, switches, and other related products across the organization.

The role ensures new and existing products are deployed with adequate financial, operational, security, and regulatory controls.

These controls safeguard the organization against revenue leakage, settlement failures, regulatory breaches, and technology-driven risks.

The role will independently evaluate product risk exposure and control maturity prior to scale.

Key Responsibilities

Candidates applying for this Product Auditor remote job will be expected to:

Audit Universe & Risk-Based Planning

Maintain a living Product Audit Universe covering all payment products, features, and integrations ranked by risk
Own the annual Product Audit Plan, allocating coverage dynamically based on risk ratings, product complexity, regulatory sensitivity, and change velocity

Product Design & Control Assurance

Review PRDs, business rules, and transaction workflows to identify logic gaps, unmitigated risk paths, and missing exception-handling routines before products reach production
Analyze product path scenarios, verify Maker-Checker enforcement, and provide formal control design sign-off before material releases

Live Product Assessment (Continuous Audit Review)

Periodically assess live payment products to confirm they operate within approved design parameters
Detect configuration drift, identify silent divergence from original PRDs, and analyze live transaction data for emerging risk patterns

Go-Live Readiness & Control Gate

Execute mandatory pre-production Product Audit reviews as an independent control gate for all material releases
Confirm reconciliation logic, exception queues, and fallback controls are tested and functional
Escalate critical deficiencies with risk ratings and hold recommendations where necessary

Transaction Logic & Mathematical Integrity

Interrogate the Fee Engine using SQL to mathematically prove commissions, VAT, discounts, and splits are posted with complete precision
Validate duplicate prevention mechanisms and test reversal, refund, and chargeback logic

Settlement & Ledger Integrity

Trace fund flows, confirming synchronization between wallet sub-ledgers and the General Ledger
Assess reconciliation logic for breaks and evaluate manual settlement overrides

Product Change & Configuration Integrity

Confirm product modifications pass through an approved change management cycle
Identify silent changes made outside formal release processes and audit product master data integrity

Vendor & Third-Party Product Risk

Assess controls over vendor-managed product components and evaluate SLA performance
Identify single-vendor dependency risks and the organization’s ability to detect unilateral third-party changes

Control Advisory & Stakeholder Engagement

Engage product and engineering teams early in the design cycle to provide informal control advisory
Participate in design reviews and build a control-by-design culture across product teams

Incident Review, RCA & Regulatory Alignment

Lead post-incident reviews for product failures, producing structured RCA reports
Ensure product logic complies with CBN guidelines, PCI DSS, and consumer protection obligations

Reporting & Governance

Prepare risk-rated audit reports for Executive Management and the Audit Committee
Maintain a Product Risk Register and deliver quarterly control maturity updates

Required Knowledge & Skills

Technical Skills:

Advanced SQL for independent data extraction and transaction interrogation
Payment systems architecture, including wallets, card processing, direct debit, settlement, and reconciliation
Basic API and integration literacy
End-to-end transaction lifecycle knowledge
PRD and process flow analysis
Mathematical precision in fee calculations, interest computations, and split payment structures
Pattern recognition for detecting anomalies in large transaction datasets

Audit & Risk Skills:

Risk-based audit methodology (IIA Standards and COSO framework)
Control design logic and evaluation
Root cause analysis
Regulatory knowledge, including CBN payment system regulations, PCI DSS, and NDPR

Interpersonal & Professional Skills:

Stakeholder engagement
Professional skepticism and independence
Risk-rated report writing

Tools & Platforms:

SQL (PostgreSQL / MySQL / MSSQL)
Advanced Excel / Google Sheets
Claude / AI Tools

Qualifications

Bachelor’s degree in Computer Science, Engineering, Mathematics, Finance, or a related quantitative discipline
3–5+ years in Product Audit, Systems Audit, Financial Data Analytics, or Payment Operations within a fintech or financial services environment
CISA, CIA, or CFE preferred; ACA/ACCA acceptable when combined with strong technical product experience and data analytics
Demonstrated hands-on familiarity with payment product architecture, wallet systems, and regulated payment flows in a Nigerian or comparable market context

What Moniepoint Offers

A people-first culture focused on well-being
A strong learning environment with knowledge sharing and training opportunities
Attractive salary, pension, health insurance, and annual bonus, along with other benefits

Hiring Process

A preliminary phone call with a recruiter
An interview with the hiring team
A final conversation with a member of the executive team

Why Consider This Opportunity?

The Product Auditor Remote role offers the chance to safeguard one of Africa’s largest payment platforms.

It places you at the intersection of audit, data, and product design.

The position suits detail-driven professionals who want technical depth and real influence over product development.

How to Apply

Interested and qualified candidates can apply online through the official listing:

👉 Apply for the Product Auditor Job at Moniepoint

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